Category Archives: Accidents!

I Feel So Unsatisfied

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Filed under Accidents!, Cars, satisfaction
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Teddy KGB: Want a cookie?Although “favorite” might be a stretch, I really like the movie Rounders. There are so many one liners that and parts that just stick with me. Especially John Malkovich’s awkward accent as “Teddy KGB”. The most relevant of the one liners to me recently is what  I titled this post. I feel so unsatisfied.

We got the Mrs.’ car accident taken care of. Well, the “we” part was a bit lacking — she did 99% of it. First call to insurance led us to a Friday appointment with an adjuster (the accident happened on Monday the 27th). That was too long to wait, so she got it to another adjuster that had walk-in type hours the next day (Tuesday). He got the paperwork taken care of and said that the car was probably going to be totaled. Friday (still taking the same week here) we got a call from the total-loss guy and got that paperwork started. The settlement they offered was dead on with what we were prepared to argue and we accepted the paperwork through email and hand delivered it back to the adjuster. We picked up our check today. Way to go Farmers! Really, I was prepared for an argument — or at least to back up the Mrs. in her’s.  Nothing like getting worked up for a fight an then nothing.

Well, in the midst of all this, we’ve been looking for a replacement car for the Mrs. for a while now. My brother is a salesman at a local dealership and we’ve been talking with him about it and we even had his ‘guy’ out checking auctions for us. We had also been checking his dealership’s website looking at what was out there. After driving an Equinox and an Escape (both used of course…), we decided that the cars were essentially the same other than looks. The Equinox held the lead in this category slightly, but we never ruled out the Escape.

Well, last Friday, we checked the dealership’s website and found an 06 Escape in the miles and (almost) the price range we wanted. They also had an Equinox on the lot that was a little more, uh, loved, but cheaper for sure. It felt like that was going to be the day. We drove both and it came down to my short wife being able to see out of one of the car better. The Escape was the car for us and our car fever was about maxed out. Now, we were working with my brother and it was the last day of the month, so good time to deal, right? Well, not so much. The vehicle was already priced really low for the mileage, age, and condition it was in according to our research. But we tried anyway. We started out the back-and-forth with about $1500 off of what they were asking and sent my brother out for the approval. Well, the general manager was not so, well, pleased with it and basically said, “Thanks, but no thanks”. We tried again and again a couple of times, but we ended up not getting much off of what the dealer had it listed for. But like I said it was still a good deal according to our research ($2k+ less than KBB, among others…)

So all that preparation for the fights and nothing, really, out of either of them. Insurance treated us well, and I still feel my brother did the same. I still, just, feel so unsatisfied.

Birthdays and Car Accidents

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img135So today I turned 30. Horray for me.

Well, I’ve already talked about how my car repairs have sapped all our car savings. So, now it’s the Mrs.’ turn. She and our toddler were on the way to meet me for dinner to celebrate my birthday and I get that phone call. My first reaction was the good one — I asked where she was and if everyone was OK.  (Brownie Points!)

As you can see, the front end of a Chevy Malibu is no match for the back end of a pickup. She was in stop-and-go traffic and was looking to merge. The pack started moving and she looked over her shoulder and, well, the traffic was in ’stop’ mode and she was still in the ‘go’ mode. Like I said, everyone was OK. The pickup should just need a new bumper. Blue Betty here is drivable, but the hood is a hazard right now. My wife’s only 5′-0″ tall so seeing over it is questionable right now. I’m thinking I might take the hood off and switch cars with her until we get her new one, but I’m not sure it’s legal to drive without the hood. (The Oklahoma Driver’s Manual doesn’t really say…)

The one thing that the Mrs. didn’t do was take any pictures of the truck’s damage. She’s got a camera phone, so it would be easy to do (and it’s what I did when I got sideswiped last year). We are really hoping that the driver doesn’t all of a sudden develop a case of whiplash. The Mrs. thinks that he won’t be that type of person — he seemed nice enough apparently. Guess he gave off the honest vibe. That’s all well and good, but he didn’t have insurance. I just won’t say anything about it.

Well, one ‘good’ thing may have happened to me on my birthday — my current deadline probably will slide to Friday. I say probably because the architect told me that’s the assumption he’s working under. I could really use the extra time to finish (especially without working late tonight because of the accident).

So now we’ll have another panic purchase — and that’s a story for another time…